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Bankruptcy

Bankruptcy is a federal court process designed to help consumers and businesses get rid of their debt problems or repay them back with the help of the bankruptcy court. The actual meaning of bankruptcy is insolvency, or the inability to pay ones debts. It can generally be described as liquidation or reorganization. Ordinarily, when consumers or companies get in over their heads and cannot repay their debts, they seek the protection of the bankruptcy laws by voluntarily filing a petition in bankruptcy. But on the other hand there are people who think “Just a little more time and I can pay my bills”, or they simply ignore them; if this happens the creditor may want to put them in bankruptcy. This can be done and it is called an in

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