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child care

1. Child Care Facilities A. Costs 1. Costs equal to income Financial experts generally say that if the second income is less than $30,000 per year, it might make more sense for that parent to stay at home with the children. Here is the math to prove it: Assume your federal income tax rate is 27 percent, meaning $8,100 of your $30,000 paycheck will go to the federal government. Then, factor in the following expenses: Work clothes and dry cleaning: $1,200 ($100 per month) Meals out: $1,500 (three times per week at $10 per meal for 50 weeks) Daycare: $7,000 (According to the Children's Defense Fund, full-day childcare averages between $4,000 to $10,000 per year, and is generally higher in large metropolitan areas.)

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